Finance

Think twice before you use a credit card to obtain cash

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You are in a speciality store and you come across an item that will make an ideal gift for someone who is close to you. You know you are unlikely to find it at any other store. True, at $150 it is expensive, but you know how much the person will appreciate it.

There is a problem, however. The store does not accept credit cards but only cash, which you do not have on you. You turn to a nearby cash machine and remove your credit card from your wallet. Armed with your PIN, you can draw the required cash and pay for the gift..

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