Finance

How you can pay down your debt and still have fun at holiday time

Plan in advance, get creative, and consider a no-gift holiday season

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Paying down your high-interest-rate debts can be frustrating. It can take time. It can take diligence. It can take patience.

The task becomes even tougher at holiday time when everyone is in the mood to spend rather than save. It can help to know that others are in the same boat as you. The total amount of U.S. consumer debt grew $800 billion in 2020 to a record high of $14.88 trillion, according to consumer credit reporting company Experian.

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